I talked to someone at my credit union yesterday. As it turns out, I owe less than I thought on all of my (both of them) accounts. I can slap the HELOC together with the mortgage and end up saving $300 / month. Right now, cash flow is the problem. My credit score astounds me. It's nearly off the top of the charts.
Ma Maisonette will have to undergo the indignity of a full appraisal. I know that I can deal with most of the clutter, but the deep down cleaning is going to be left to professionals. Back in the day, I could just call Annushka and crew and they would come over en masse to see to things. Now I'll just call the same cleaning service that mucked out the house after Irene. I know it won't be cheap but I do have some emergency money tucked away.
Plus there won't be all that bloody angst to deal with.
I'm drawing up a mighty list.
Oh, hey - I need to have the front door painted. What do you think for color? The siding is beigey-gray, the shutters and trim barn red. Once upon a time, the door was barn red, too, but it's faded over the last, um, twelve years. What color do you think? Stick with the barn red? Brown? I can't think beyond that. I remember loving the doors and houses in Ireland. In Galway, there's a beautiful stucco building painted a deep and vivid purple with golden yellow trim and door. I don't think the good people on my street would take kindly to that.
Any suggestions for the door?
If you were going for a refi appraisal, other than cleanliness, what would be your main area of concern?
Inquiring minds want to know.
5 comments:
In my experience as a former Realtor back in the day it is structural, in working order items that they look for. Once I had a house called that needed tuck pointing, the tar/sealer between the house and the porches-landings etc. Also extra structures on the property-some things.
I love the idea of a yellow door, although I don't know if it would go with the red trim.
And congrats on potentially saving three hundred bucks a month! That's awesome.
Concentrate on the outside. Tight gutters, solid railings, patch any brick or cement, kill any plants in the driveway and walk, a few flowering plants among the shrubs and/or in pots up the steps, a wreath on the door. As to the front door, you already know red works (go gloss). I'd go for a darker red, red toward brown, with a white or yellow wreath. If you want to go for broke, try a subdued yellow. I don't much like brown. It makes the door look like it's hiding, not welcoming.
Oh, be sure to mention the new roof shingles.
I just, purely by chance, read some old comments on a Queen post, wherein she orders me to tell you that you can't count. Yeah. You can't count.
Me, Daughter, Hercules, two who flew in, some from speechifiers, some from the office, that's more than seven....
fmcgmccllc is right about structural stuff, but we know that's pretty much ok with your house (except maybe the back steps?). Housekeeping is of less importance as long as it's good enough to prevent deterioration. If your kitchen floor needs a broom as opposed to a shovel, you're ok for a bank appraisal. (Yeah, realtors want clean for showing. That's different.)
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