House of Stonewalling

So far, I've managed to keep up with Ma Maisonette's house payments.

Previously, on a very special "Becs Again", it was revealed that Becs' mortgage company had said:

1. "Don't worry, you'll be fine, we'll help you out."
2. (A week later) "Oh - you can go without paying your mortgage for three months. Of course, when those three months are up, you have to pay us all of your back payments, plus the late fees and the interest on the late fees. Are you okay with that?" (I never could get them to tell me how exactly that was supposed to help me.)
3. "Hey! Maybe you qualify for a cool new program! Send in all this paperwork and we'll see, okay?"
4. (After two months go by with no word or progress) "Oh - you can go without paying your mortgage for three months." (They still can't explain how this is supposed to help me.)
5. "We sent you a new package. Did you get it?"

Wells-Fargo has called me at least eight times since then. At least. Because they have to know if I want to take up their offer, one way or another. They leave messages. I don't call back.

Because, knock wood, so far, I've been able to pay my mortgage. I don't want or need the kind of help they were offering.

I started to think that I must be stupid. Or that they thought I was stupid. Because I just couldn't get them to understand how their offer was not generous at all.

This morning, I ran across an article on cnn.com that featured over nine hundred comments from people who had gotten the same weird runaround I'd gotten.

And then I read about it in the NY Times (so you know it has to be true) - people getting helped without being helped. Now this - someone finally woke up to the fact that only a very small amount of people have gotten help: http://www.nytimes.com/2009/11/29/business/economy/29modify.html?_r=1&hp.

Is anyone ever going to call out the banks on this? Ever?